Frequently Asked Questions
How can I apply for financing?
It’s simple! To apply for a loan, click the “Apply for Financing” button above to submit your application to our financing partner.
What will be the interest rates?
Interest rates are competitive and personalized based on each applicant’s credit profile and financial situation. To find out your personalized rate, we encourage you to apply online. Applying for a pre-qualification does not affect your credit score, ensuring you can apply without risk. A detailed credit review will be conducted only if you choose to proceed with our financing partner.
Can I repay the loan before the end of the term?
Yes, there are no penalties for early repayment. You can repay the loan at any time at your convenience.
What loan terms are available?
Generally, loan terms offered range from 12 to 84 months.
Can I borrow only a portion of the purchase amount?
Certainly! Our finance partner will directly pay the requested amount to your local N-Hance location and you can pay the balance at your convenience.
Will it cost me anything to apply for financing?
No, applying for financing is completely free.
If I have no credit history, can I apply with a cosigner?
Yes, you can have a cosigner whose credit history would enable approval and who agrees to assume the obligation.
Do I need to make a down payment to borrow?
No, no down payment is required. It’s up to you to decide if you want to make a down payment to your local N-Hance location. Our financing provider will finance the total cost of your purchase, including a down payment if needed.
